Sometimes pre-printed forms contain unfair provisions that can hurt you. You can and should edit the pre-printed form if necessary to protect yourself. If you do not understand what is written on the form, you should request a meeting with the lawyer. The lawyer can get together with both parties and help you find an agreement that seems fair to both parties. If your income is exempt from collection because it comes from a protected source, such as for example. B of social security, public assistance, veterans administration, family allowances or a pension, you probably should not consider a settlement agreement unless you are certain that you can afford to pay. You probably shouldn`t consider a settlement agreement if: The court also finds that Oscar, the farmer who did not enter into a compromise agreement with sms, filed a demonstration and a request with the RTC of September 15, 2006, in which he states that “he has no plans, given that he is not in a financial situation, to exercise the right of reimbursement granted to him”. Civil case No. 05-172 was then drawn at the RTC of Muntinlupa City, Branch 256, after Myra B. Quiambao, then president, was prevented from pursuing the case.  The right to redemption in favour of [farmers] is a right that must be fully exercised, if it is to be exercised. [Farmers] must be able to submit to the place and exclusion of [SMS].